Personal finance, beautifully simple

Your month, at a glance.

Log card & cash spending in seconds, watch your salary against what you've spent, and see your trends — private, encrypted, and entirely yours.

Private & encrypted Works offline No ads · No tracking
Budget Tracker on iPhone — the monthly recap with spent, saved and income, a budget alert and the running total
Viva Fresh
Groceries · card
−€24.90
Left to spend
€612.40
€987.60 spent of €1,600

Features

Everything you need, nothing you don't.

A fast, focused budget that fits in your pocket.

Salary vs spending

Know what's left the second it changes.

No spreadsheets, no month-end surprises. Every payment updates the one number that matters.

Spent so far
€987.60
€612.40 left
Groceries€312
Eating out€184
Transport€96
Card & cash

Two taps, then it files itself.

Type the shop and the app picks the category — it knows Kosovo's, and it learns yours.

cardcash
MeridianGroceries
Trends

Months, side by side.

Spot the pattern, not just today. Plus a full year on one screen.

M
J
J
A
S
O
Installments

Big purchases, split honestly.

Only this month's share counts against this month.

3/12
iPhone
€75.00 per month
Lent & borrowed

It chases the loan for you.

Kept out of your budget, and it tells you the day it's late.

Arben hasn't paid you back
€200.00 · 4 days late

The app

See it in action.

The real app — fast to log, easy to read, and a little bit beautiful.

Logging a card or cash expense, with category chips and the running expense list below
Log card & cash in seconds
A where-it-went donut chart and a spent-versus-saved bar chart across recent months
Trends across every month

Automation

Log as you tap.

Set up a one‑time Apple Shortcut and every Apple Pay purchase drops straight into your budget — categorized, no typing, nothing forgotten.

How to set it up

iPhone · Apple Pay · optional

Privacy

Your money stays yours.

A budget app sees your whole financial life. This one is built so that stays private — by design, not by promise.

Read exactly what we store

Encrypted at rest

Your cloud backup is encrypted per-account with AES-256. The database never stores your amounts in the clear.

On your device first

Everything works fully offline and lives on your phone. The cloud is just a backup that syncs itself.

Export or delete anytime

Download a full backup whenever you want, or wipe everything — device and cloud — in one tap.

No ads, no tracking

There are no trackers and no ads. Your money is your business — we never sell or share your data.

Free, and no sign-up to begin

Start tracking in under a minute.

Add it to your Home Screen and it works like a native app — online or off.

Share → Add to Home Screen for the full app